don't lie. The doctor will usually know and you may damage your case or claim.
You do not have to submit to invasive tests such as x-rays or take any injections.
Watch for tricks. The doctor may drop something to see if you can bend down and pick it up. Also, you will be observed getting on and off the examination table. You may be subject to videotape surveillance by the insurance company ' so if you walk into the IME using a cane or crutch, make darn certain that you're using the cane or crutch when you leave.
In case you're curious. IME examinations under No-Fault or disability insurance come from your actual insurance policy which always provides that you have to cooperate with the insurance company in its investigation of your claim.
In an accident or personal injury lawsuit, the hurt plaintiff puts his or her medical condition into issue by seeking damages. The defense is entitled to have an IME to enable it to defend against the plaintiff's claim of injury. This right is set forth in New York's statutory (written) law at Civil Practice Law and Rules Section 3121(a), which states:
Notice of examination. After commencement of an action in which the mental or physical condition or the blood relationship of a party, or of an agent, employee or person in the custody or under the legal control of a party, is in controversy, any party may serve notice on another party to submit to a physical, mental or blood examination by a designated physician, or to produce for such examination his agent, employee or the person in his custody or under his legal control.
This right is also found in New York's Court Rules, 22 NYCRR 202.17(a), which states:
At any time after joinder of issue and service of a bill of particulars, the party to be examined or any other party may serve on all other parties a notice fixing the time and place of examination.
If you have specific questions, be sure to check with your attorney.
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