An Online Auto
Insurance
Comparison Can
Save You
Money
By Chris
Robertson
If you think
you're paying
too much for
auto insurance,
or if don't
have insurance
but need to get
some, you could
save a lot of
money by doing
an online auto
insurance
comparison.
Comparison
shopping always
makes sense,
and especially
for items or
services that
generally cost
a lot of money.
Most people
compare prices
before they buy
a computer or a
television or
similar items.
Yet, for a
variety of
reasons far
fewer people do
online auto
insurance
comparison
shopping. Some
don't know
where to look.
Others don't
know if they
can trust the
information.
And yet others
are afraid they
may
inadvertently
commit to
something they
do not want.
Those are all
valid concerns,
and so I
decided to find
out for
myself.
I quickly found
a brokerage
that had
branched out
into offering
services
online,
including the
ability to
purchase car
insurance
online and
receive instant
proof. I did go
through the
entire
application
process so I
can tell you
how it
works.
First of all,
you do have to
be prepared to
provide some
information.
Getting car
insurance
online is not
like buying a
consumer
product where
it doesn't
matter to the
vendor who you
are. Insurances
companies base
their rates on
statistics so
that they have
an idea whether
you are a high
or a low risk.
Here is the
information an
online car
insurance
comparison site
is likely to
require:
First they'll
want to know
who you are and
where you live.
They'll also
want to know
how long you've
been driving
and whether you
have had
accident claims
or traffic
violations.
This tells them
what kind of
risk you are.
Then you'll
have to
describe the
brand, model
and year of the
car(s) you're
driving, how
many miles a
year you expect
to drive, and
whether that's
just for fun,
to get to work,
or for some
other purpose.
They'll ask if
the car has
certain safety
and theft
protection
features, and
maybe also if
you've taken
some safe
driving
classes.
Next they'll
want to know
what sort of
coverage you're
seeking.
Everyone must
have basic
liability
insurance. Then
there is
uninsured
motorist
insurance and
some extras
like towing and
rentals. And if
you're
financing or
leasing the
vehicle, you'll
need
comprehensive
and collision
coverage.
Once you've
entered all
that, you'll
probably have
to confirm that
all the
information you
submitted is
true. It really
makes no sense
to bend the
truth as this
may backfire in
case you have
an accident
claim, and most
insurance
companies will
run checks to
confirm your
driving record
anyway.
Now you're
ready to get
quotes. The
number of
competing
quotes depends
on the site. I
got four, all
from major
national
insurance
companies, and
it took the
system less
than 30 seconds
to generate
them. I was
surprised at
the relatively
large
difference
between the
quotes. My
current
insurance is
apparently a
pretty good
deal as it was
lower than
three of the
four offers.
However, one of
the quotes was
about 10%
lower, and
that's enough
to take a
closer look at
the offer.
Overall, what I
found is that
online auto
insurance
comparison can
help you get a
better rate.
Article
Source:
Article
Beam - a
service of
A1 Web Server
Web
Hosting
Chris
Robertson
is an author of
Majon
International,
one of the
worlds MOST
popular
internet
marketing
companies.For
tips/information,
click here:
online
auto
insurance
comparison
Visit
Majon's
Automotive
directory.
Search for
more information
about Golden Rule
Health Insurance
