more customers. They will sometimes offer their customers 0% interest rate for a set period of time. You should try to make use this and try to repay as much as you can when you do not need to pay the interest. When the period ends, you should try to look for another offer so that you can constantly repay without paying any interest.
You may also consider a debt consolidation loan. If you have a house, you may probably be thinking of a second mortgage. In most cases, debt consolidation loans are secured loans while the loans from credit cards are unsecured one. As a result, the interest rate of the debts from your credit cards will be a lot higher. You will have a chance to become debt free a lot faster if you can seek for a debt consolidation.
In fact, the best way to reduce your credit card debt is to control spending patterns. You have to bear in mind that, even if you can reduce the debt using the above methods, you will get further debts if you keep spending with your cards. However, the fact is it is not that easy for one to control the spending patterns.
So, be prepared to learn to control yourself otherwise there is no way to help you!
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